SR-22 – Electronically Filed to Springfield
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What Is SR-22?
Many people struggle after making a few mistakes on the road. When you get speeding tickets, are involved in a car accident that is your fault or are guilty of driving under the influence, you will have points added to your license. The more points you have, the higher the level of risk you represent to the auto insurance companies. And, with more risk, comes more requirements. Many drivers are required to have an SR-22 as a result. But what is it and what does it mean for you?
Is An SR-22 Insurance?
Here is an important component of SR-22s. They are not insurance themselves. Rather, if you have a high-risk driving status the Secretary of State will require that you show you have liability insurance. This proof is an SR-22 certificate.
To obtain this certificate you must purchase the proper level of liability insurance from an auto insurer and they will then provide the necessary documentation. Just be aware that the auto insurer is then obligated to inform the Secretary of State if you fail to make payment on your insurance or your policy is canceled for any reason. This could mean license suspension or revocation and it is difficult to get the policy reinstated so you do not want to let this lapse happen.
Can You Find Affordable SR-22 Auto Insurance?
Because you are a higher risk driver you will likely pay more for the auto insurance you need, but our team can help in finding you the most affordable SR-22 insurance as we represent a wide range of insurance companies, including those who specialize in higher risk drivers. Give us a call or fill out a free quote form today.
We Defy Comparison™
When you come to Illinois Automobile Insurance Agency, you can receive all the help you seek, whether you need a cheap auto insurance policy or guidance for your SR-22 application. Our Insurance Companies will electronically transmit your SR-22 filing to the Secretary of State to apply to your license.
