SR-22 Insurance Services in Chicago: A Few Things You Should Know First

 In Auto Insurance, Insurance

While most people never need SR-22 insurance services in Chicago, those who do usually have a vague idea of what SR-22 insurance even is. Put in plain English, it’s insurance you must have in order to get behind the wheel after you have committed certain driving offenses. There are a few things you need to know about SR-22 insurance; a few of them are listed below.

Who Needs SR-22 Insurance?

Not everyone needs to find SR-22 insurance services in Chicago. By definition, someone who has been ordered in a court order needs SR-22 insurance for whatever time is specified by either a judge or the state they live in.

Why Would You Need SR-22 Insurance?

A judge will most likely order you to have SR-22 insurance for the following reasons, though it may vary by the judge and the area:

  • If you have been convicted of a DUI or DWI
  • If you have been in an accident and have no insurance
  • If your license has been suspended or revoked
  • If you have repeated traffic offences
  • If you get too many tickets in a short amount of time
  • Too many accumulated tickets for speeding or even illegal parking that build up over time

Is SR-22 Insurance Expensive?

If you think full-coverage auto insurance is expensive, you don’t want to be ordered to carry SR-22 insurance. While some feel the coverage is reasonable, it is much more expensive than having insurance without an infraction on your record.

For more information on SR-22 insurance services in Chicago, contact us for a quote today.

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